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$269,000
3 Beds ⋅ 2 Baths ⋅ 10638533 MLS
Beautifully remodeled 3BR/2BA home is ready for its new owner! Bright, open, spacious, this two-story home offers the kind of layout that feels impressive the moment you walk in. Two-story foyer, high ceilings, skylights, large windows, and open living/dining area create a light and airy feel throughout. Home was refreshed in 2026 with new water heater, new flooring on both levels, finished walls & fresh paint throughout. HVAC replaced in 2016; serviced in 2026. Kitchen features granite countertops, stainless steel appliances, pantry, great cabinet space, and a convenient bar area. Rare first-floor bedroom with full bathroom. Upstairs includes 2 additional bedrooms, including spacious primary suite with vaulted ceiling, walk-in closet, wide vanity area, and private bath with tub. You will also love the extra closets and storage throughout. Riverwalk community offers a beautifully maintained setting with ponds, green space, a community pool, a playground, and wonderful amenities. 2 assigned parking spots for your cars, with the option to obtain an extra 3rd spot if needed. Convenient to shopping, dining, interstate access, parks, and Chesapeake favorites, while still feeling tucked away and peaceful. Some photos have been virtually staged/enhanced to help buyers visualize the property’s potential. Schedule your private showing today!

1414 Loose Strife Place, Chesapeake
$299,900
3 Beds ⋅ 2 Baths ⋅ 10638516 MLS
Move-in ready Chesapeake ranch with major system updates buyers will appreciate. The roof was replaced in 2025, and the water heater is less than 5 years old. This 3 bedroom, 2 bath brick home offers a comfortable floor plan with a spacious kitchen, family room addition, and flexible living spaces for everyday living and entertaining. The fenced backyard provides outdoor space for relaxation, recreation, and entertaining. Conveniently located in Plymouth Park with easy access to Greenbrier, interstates, shopping, dining, military bases, and major employment centers throughout Hampton Roads. A great opportunity in a centrally located Chesapeake neighborhood.

508 Mooney Road, Chesapeake
$699,000
5 Beds ⋅ 2.1 Baths ⋅ 10638474 MLS
Welcome home to 2209 Beeblossom Lane located in the sought-after Grassfield High School well-known for its STEM Academy! Built in 2016, this move-in ready 5-bedroom, 2.5-bath home offers the perfect blend of comfort, style, and energy efficiency. Inside, you’ll find wood flooring, a kitchen with sunny eat in nook open to a den w/ cozy gas fireplace ready for the Fall& Winter holidays. Enjoy living , dining & extra office flex space room , ideal for entertaining or everyday living. The expansive primary suite is a true retreat, featuring a dual-entry oversized walk-in closet and a private en suite bath complete with a soaking tub and separate shower. Upstairs, the dedicated theater room with a big-screen setup is ready for unforgettable movie nights, game days, or family gatherings. Step outside to your own backyard oasis! Relax or entertain around the inground saltwater pool, all within a fully fenced backyard designed for privacy and fun. Additional highlights include a Rinnai tankless water heater and paid-off solar panels, providing energy savings and peace of mind. Dominion Meadows offers planned community events throughout the year, scenic sidewalks, & beautiful fountains that make every stroll through the neighborhood enjoyable. Convenient to interstates to bases, shopping , dining & more. Schedule a showing today & start making new memories in your new home!

2209 Beeblossom Lane, Chesapeake
$580,000
4 Beds ⋅ 3.1 Baths ⋅ 10638478 MLS
Spacious Huntington Woods Home with Pool! Located in the desirable Huntington Woods neighborhood, this expansive home offers over 3,500 square feet of living space and endless potential. Featuring vaulted ceilings, generous living areas, and a two-car garage, there is plenty of room to spread out and make this home your own.Step outside to enjoy the large in-ground pool, perfect for relaxing, entertaining, and making the most of warm summer days. Conveniently situated just minutes from Greenbrier Country Club, you'll enjoy easy access to golf, dining, shopping, and more. With its spacious layout, sought-after location, and opportunity to add your personal touch, this Huntington Woods property is ready for its next owner. Don't miss your chance to call it home!

1340 Danielle Court, Chesapeake
$550,000
5 Beds ⋅ 3.1 Baths ⋅ 10638408 MLS
Looking for space? This spacious home offers over 3,000 sq ft of living space 5 bedrooms and 3.5 baths. There is a first-floor primary suite and an oversized bonus room which could be a 6th bedroom. The downstairs flooring and carpet was installed in 2024. The family room has a cozy stone gas fireplace. The large eat-in kitchen features stainless steel appliances and plenty of cabinet space. Enjoy outdoor living on the expansive deck overlooking the fully fenced backyard with gazebo and storage shed. Attic and crawl space are encapsulated and home is listed under appraised value.

1113 Crystalwood Circle, Chesapeake
$569,900
4 Beds ⋅ 2.1 Baths ⋅ 10638424 MLS
Located in the highly sought-after Grassfield School District, this spacious home offers over 2,400 square feet of comfortable living space with 4 bedrooms, a dedicated study, and 2.5 bathrooms. The thoughtfully designed floor plan features a bright and inviting sunroom sitting area just off the kitchen. Continue outside to enjoy the large backyard, offering plenty of room for gardening, pets, or future entertaining. Recent updates provide added value and peace of mind, including a new hot water heater (2026), new air conditioner condenser (2025), new living room carpet (2026), updated downstairs toilet (2026), and new primary bathroom faucets (2026). Outdoor improvements include a back patio (2020), new back porch (2023), and new front porch/deck steps (2024), creating welcoming spaces to enjoy both the front and backyard.

1916 Orangewood Road, Chesapeake
$489,900
4 Beds ⋅ 2 Baths ⋅ 10638400 MLS
WELCOME HOME! to this 1.5 story waterfront home on corner lot with 1st floor master bedroom with tray ceiling & 2 closets/master bath. Former model with converted garage-unlimited possibilities: he/she cave, office, daycare, home school, playroom, sewing/craft room, media room, bedroom, in-law apartment with separate entrance. Updates: new roof, new fence,freshly painted interior & beautiful! New carpet upstairs BR, new gas fireplace igniter & cleaned, large loft, new sink/vanity/floor-master bath w/jetted tub/separate shower. Kit with open bar to dining area, open dining area with pantry and mirrored accent wall, open family room with cathedral ceiling & sliding doors overlooking deck and water with nice shade tree & storage shed. Neighborhood park, clubhouse & pool for summer fun. Dog park and soccer park nearby as well as golf driving range, campground and shopping/dining. Hurry before it is gone!

2705 Sawyers Arch, Chesapeake
$479,900
4 Beds ⋅ 3.1 Baths ⋅ 10637985 MLS
Ready NOW-Model Home for sale!! Luxury End Unit townhome condo w/rear load 2 car garage. covered front deck and entry.Luxury LVP, 2nd Floor:Kitchen GE stainless appliances including refrigerator, pantry,center island w/shiplap, living area linear fireplace w/shiplap and built ins,office/flex room,dining area.1st floor: br/ flex room,hall bath,mudroom. 3rd floor: Primary bedroom,ceramic shower-2 shower heads, dual sinks, linen closet, laundry. Quartz tops kitch, all baths, covered entry, fenced front yard w/gate to multi trail,2nd flr front covered deck. Wood shelving all closets. Pet Friendly. Quiet easy lifestyle with the comfort of quality construction & name brand building materials including James Hardie Fire Retardant Fiber Cement Board. Builder 2-10 home warranty, master insurance, trash pick up, private streets, city water/sewer, multipurpose trails with lake and fountain. Only 56 homes. Central Greenbrier location.

1060 Butte Lane, Chesapeake
$199,900
2 Beds ⋅ 2 Baths ⋅ 10638211 MLS
Move-in ready and ideally located in the heart of Chesapeake! This well-maintained home features a spacious layout, two private terraces, and convenient access to shopping, dining, and major commuter routes. Property is being sold as-is. Home could use some TLC, offering a great opportunity to make it your own in a prime location.** SOME PHOTOS ARE VIRTUALLY STAGED.

717 Inlet Quay Unit H, Chesapeake
$1,695,000
5 Beds ⋅ 3.2 Baths ⋅ 10637839 MLS
Set within the sought-after Woodards Mill “loop,” this beautiful landscaped property blends impressive living with peaceful privacy just minutes from everyday conveniences. Originally built in 1984 and fully reimagined beginning in 2001 by professional contractors, the home has been thoughtfully expanded to over 6,000 square feet of refined, comfortable living space. Every addition and update was meticulously planned and expertly executed. The heart of the home features an expansive family and entertainment room overlooking a spacious blue stone lanai. A stunning all brick sunroom adds warmth while the main level offers a generous primary suite along with three additional bedrooms (one used as home office.) Upstairs, a private second primary suite provides an ideal retreat for guests or multi generational living. Outdoor enjoy a true gardeners paradise with mature hydrangeas, peonies, irises and much more. The fenced saltwater pool with new liner offers both relaxation and peace of mind. Life on the loop brings a unique sense of community, known for its annual parades from Jingle Bell and Horse Parade to July 4th to the famous Halloween Parade. As an added everyday convenience enjoy school bus pick up and drop at the home. Miele, Thermador and Viking appliances. This home is not like any others sold in this neighborhood, a must see.

517 Woodards Ford Road, Chesapeake
$229,900
2 Beds ⋅ 2.1 Baths ⋅ 10637939 MLS
Affordable living in the largest condo model available in Wimbledon Chase. Easy access to I64, the Chesapeake Expressway, Greenbrier and Great Bridge. No car needed for access to shopping & restaurants; adjacent to Chesapeake Regional Medical Complex. Summertime living is easy with the community pool. All appliances convey including washer & dryer, as-is. Besides the generous ensuite, the primary bedroom features a cathedral ceiling and more closet space than many single family homes. Condo fees cover the master insurance policy, landscaping, water, trash, sewer, pool access, as well as exterior building maintenance.

401 Henley Court Unit K, Chesapeake
$545,000
5 Beds ⋅ 2.1 Baths ⋅ 10638238 MLS
Welcome to your ultimate retreat in the heart of Grassfield! Situated in a cul-de-sac in the highly sought-after Sawyers Mill community, this expansive 5-bedroom, 2.5-bath home features vaulted ceilings with a bright open floor plan. The large open kitchen is equipped with granite countertops, white shaker soft-close cabinets and drawers, stainless steel appliances, kitchen island and tile backsplash. Step through the relaxing sunroom onto a sprawling backyard deck serving as an outdoor oasis designed for grand-scale entertaining, summer barbecues, or peaceful evenings under the stars. The bedrooms are spacious, while the primary bedroom features tray ceilings, big walk-in closet, a large & elegantly designed en-suite bathroom. Conveniently located near shopping, dining, and major commuter routes while still enjoying the privacy of a cul-de-sac setting. This home offers interior comfort, plenty of outdoor entertaining space, privacy, modern updates, & community. This is a must see!

402 Undershot Court, Chesapeake
$344,900
4 Beds ⋅ 2 Baths ⋅ 10637921 MLS
Winner winner!!! If you're looking for a FANTASTIC home with great options...this is the house for you! Newer roof, appliances, and HVAC all installed in 2022! Solar system with battery pack for backup power on demand, installed 2023, will be paid off by seller at closing with an acceptable offer! That means the new owner(s) get all of the benefits of the solar and the backup battery, reduced energy costs...and none of the burden of years of payments! Open floor plan with beautiful finishes! A true four bedroom with two full bathrooms at this price point is an absolute gem!

1305 Yeadon Road, Chesapeake
$599,500
5 Beds ⋅ 4 Baths ⋅ 10638098 MLS
Welcome home to this spacious and well maintained home located on a corner lot in the desirable Grassfield School district! With 5 bedrooms and 4 full bathrooms, this home provides space for every day living and entertaining. The upstairs primary suite provides two closets, double vanity, stand up shower, and relaxing garden tub. The downstairs bedroom with en suite bathroom is perfect as a guest room or in-law suite. And you'll enjoy the kitchen which includes granite countertops, breakfast bar, updated appliances, and opens to the living room with fireplace and sunroom. Plus the wooded backyard provides plenty of privacy. Hurry and schedule your showing today!

705 Creekwood Drive, Chesapeake
$599,900
3 Beds ⋅ 2.1 Baths ⋅ 10638060 MLS
ONE SPECIAL PRICE! First Time Buyer 5.75 rate, low down, NO PMI! Site: GPS 369 Scotland Ln. Chesapeake OPEN S/S 12-4. Nestled in Greenbrier come visit the newest community by renowned local builder. Primrose Cottage (A) welcomes you with an inviting full front porch, soaring two-story foyer and family room, and beautiful hardwood flooring throughout the main living areas. Designed for easy living and entertaining with open layout connects the family room, dining area, and HGTV-inspired chef’s kitchen featuring oversized quartz island, custom hood & floating shelves, designer finishes, and mudroom. The first-floor primary suite offers a custom walk-in closet, spa-like bath with quartz dual vanity, tiled shower, and private laundry. Upstairs two spacious bedrooms, tons of storage and 2nd laundry room and Opt. for 4th BR/Loft and/or add'l full bath. Professionally managed grounds for a low-maintenance lifestyle, giving you more time to enjoy the comfort, quality, and craftsmanship of your Primrose haven.

213 Maggie Bell Lane, Chesapeake
$625,000
6 Beds ⋅ 3.1 Baths ⋅ 10638082 MLS
This Six Bedroom, Three and a Half Bathroom, Near New Construction Ranch Home is Move In Ready for its Next Owner. Located on 1.53 Acres of Waterfront Land, it is Perfect for Multi-Generational Living, Having Two First Floor Bedrooms with Full Ensuite Baths. The Beautiful Primary Bedroom Features Double Sinks in the Bath, Tiled Shower, a Large Walk-In Closet, and Direct Access to the Back Deck. Spacious Kitchen with Plenty of Cabinets & Granite Countertops; Open Living Room Overlooking the Backyard; Finished Room Over the Garage for a Sixth Bedroom or Entertainment Room or... You'll Love the Tranquil Views of both Water and Woods. Relax on Your Dock and Entertain on Your Deck, or the Other Way Around. The Attached Three Car Garage Provides for Both Parking and Storage. Centrally Located for Quick Access to Schools, Shopping, Entertainment, Restaurants, Parks and More. Call Now for your Personal Tour!

3504 Old Mill Road, Chesapeake
$338,000
3 Beds ⋅ 2.1 Baths ⋅ 10638077 MLS
Move right into this beautifully updated 3-bedroom, 2.5-bath condo offering nearly 1,900 square feet of stylish, low-maintenance living in the heart of Chesapeake. Freshly painted with gorgeous wood flooring on the main level and brand-new carpet upstairs, this home is truly move-in ready. The spacious open-concept layout is perfect for both everyday living and entertaining. The bright kitchen features stainless steel appliances, abundant cabinet space, a large walk-in pantry, and overlooks the dining and living areas, creating an inviting space to gather with family and friends. A versatile first-floor flex room provides the perfect space for a home office, playroom, or hobby room. Upstairs, the oversized primary suite offers a peaceful retreat with a spacious walk-in closet and an en-suite bathroom featuring dual vanities. Two additional bedrooms, another full bathroom, and a convenient upstairs laundry room complete the second floor. Step outside to your private, fenced patio—ideal for morning coffee, relaxing evenings, or weekend cookouts. An attached storage shed provides extra room for bikes, tools, and seasonal items. Enjoy the added value of the condominium association, which includes water, sewer, trash pickup, ground maintenance, a community pool, and recently replaced roofs, giving you peace of mind and easy living. Ideally located just minutes from Greenbrier’s premier shopping, restaurants, parks, military bases, hospitals, and major interstates, this home offers the perfect combination of comfort, convenience, and location. Don’t miss your opportunity to own this move-in-ready home—schedule your private showing today!

1428 Leckford Drive, Chesapeake
$525,000
4 Beds ⋅ 2 Baths ⋅ 10637966 MLS
WOW! This backyard is an entertainer's dream! From the spacious vaulted den to the relaxing screened-in porch, you'll enjoy an incredible amount of living and entertaining space both inside and out, with .56 of an acre. The above-ground pool, partially recessed into the ground and only three years old, provides the look and feel of an inground pool without the added expense. The beautiful curb appeal sets the tone for this charming all-brick ranch. Inside, you'll find hardwood flooring throughout the main living areas, vinyl replacement windows, and a brand-new water heater. Don't miss this opportunity to own a home with great bones, fantastic outdoor living spaces, and room to make it your own! You can keep the dining room now set up as an office, including furniture, or convert back.

1103 Northmoor Court, Chesapeake
$759,900
5 Beds ⋅ 3 Baths ⋅ 10637949 MLS
Welcome home! Large 5 bed, 3 full bath home tucked away in a quiet cul-da-sac in the Etheridge Lakes Community / Hickory School district! NO HOA fees! This home features a back yard oasis, fully fenced with a salt water in-ground pool and covered porch, large paver patio, hot tub, fire pit and well irrigation system to keep your grass lush and green! Inside features an open concept kitchen and large family room, 1st floor bed w/ full bath and formal dining. Upgrades include 2-Zone HVAC system (1st fl 2020, 2nd fl 2023), 2025 carpet replacement, 2021 pool liner replacement. Home also includes hardwired security system and surround sound system. Gas appliances include furnace and hot water heater. Book your tour and make this home yours!!

824 Sparks Trace, Chesapeake
$282,000
2 Beds ⋅ 2.1 Baths ⋅ 10637841 MLS
Beautiful home in the desirable Brighton Park at Greenbrier. Incredible location with multiple routes to all desired destinations. This home has a private feel with closest parking spot available and many guest spots. Large private patio and shed. Amenities include two community pools and beautiful landscaping with water, sewer and trash included! Call for your private showing.

1507 Hambledon Loop, Chesapeake
$750,000
10637870 MLS
A 28-acre property is located in the Grassfield/Hickory region of Chesapeake. Whether you intend to build your dream home or utilize it for investment purposes, the property offers limitless potential. The property is sold “as is,” “where is,” and the buyer bears the responsibility of conducting their due diligence.

28 Johnstown Crescent, Chesapeake
$299,999
4 Beds ⋅ 1.1 Baths ⋅ 10637889 MLS
Welcome home to this beautifully updated 3-bedroom, 1.5-bath property offering the perfect blend of comfort, style, and space. Fresh paint throughout, newer LVP flooring, and updated kitchen and bathrooms give this home a modern feel while maintaining warmth and charm. Enjoy multiple living and dining areas that provide plenty of room for entertaining, relaxing, or everyday living. The spacious kitchen offers updated finishes and great functionality for cooking and gathering. Step outside to a large backyard with endless possibilities for outdoor entertaining, pets, gardening, or creating your own private retreat. Conveniently located near shopping, dining, schools, and major interstates, this move-in ready home is one you won’t want to miss! Updates Include: HVAC 2023, Water Heater 2023, Newer Roof

1602 Willow Avenue, Chesapeake
$659,500
4 Beds ⋅ 3.1 Baths ⋅ 10637872 MLS
Don't miss this incredible opportunity in sought-after Great Bridge! This impressive 4-bedroom, 3.5-bath home boasts over 3,500 square feet of living space and sits on a beautifully sized lot of over an acre. The spacious deck and expansive backyard create a wonderful setting for entertaining family and friends. Enjoy the convenience of a 2-car attached garage, generous driveway parking, and multiple storage sheds. Ideally located close to shopping, restaurants, schools, and easy highway access. Come see everything this home has to offer! Call today to schedule your tour!

820 Spruce Forest Court, Chesapeake
$659,000
5 Beds ⋅ 3 Baths ⋅ 10637866 MLS
Rare opportunity for new construction in an established neighborhood by East Coast Development, a local award-winning builder. Seller will contribute up to $10,000 towards your closing cost /or rate buydown with seller’s preferred lender. Situated on a beautiful 1.5-acre cul-de-sac lot, this home features a first-floor bedroom with full bath, plus 3 additional bedrooms and a spacious flex/media room that can serve as a 5th bedroom. Interior highlights include luxury vinyl flooring on the main level, ceramic tile in baths, carpet in bedrooms, granite countertops, and an appliance package. The open floor plan is designed for easy living and entertaining. Additional features include a 2-car garage with opener. Conveniently located near the Rt. 168 Bypass and Hanbury Road exit, with access to highly regarded Great Bridge schools. Estimated completion end of July.

201 Kendra Court, Chesapeake
$280,000
4 Beds ⋅ 1.1 Baths ⋅ 10637795 MLS
Updated 4-bedroom, 1.5-bath traditional two-story home featuring a welcoming front porch. Recent upgrades include a brand-new HVAC system with new ductwork, updated plumbing, and modernized electrical systems. The bathrooms have stylish tile finishes, a shower, and a tub. The stunning kitchen boasts granite countertops and stainless steel appliances. Convenient first-floor living includes a bedroom and bathroom.

708 B Street, Chesapeake
$685,000
5 Beds ⋅ 3.1 Baths ⋅ 10637618 MLS
Built in 2021, the home welcomes you with a covered front porch, an inviting entryway, and a formal dining room. Just off the large living room, highlighted by a gas fireplace with tile surround the chef’s kitchen features a large center island with sink, granite countertops, built-in double ovens, white shaker cabinets, tiled backsplash, pantry, eat-in area, and Frigidaire appliances. Luxury vinyl plank flooring spans the main living areas, mudroom, first-floor bedroom, and secondary baths. Upstairs, the spacious primary suite showcases tray ceilings, recessed lighting, and a spa-inspired bath with ceramic tile floors, double vanity, freestanding soaking tub, full tile shower, and private water closet. The four large bedrooms share a huge bathroom with double vanity. The finished room over the garage is complete with a large closet and access to the walk-in attic with additional storage. Custom upgrades include board-and-batten gables, craftsman-style trim, 220 fast charging station and well pump in the garage, and oversized windows that flood the home with natural light. Outside, enjoy a covered patio overlooking the expansive backyard and side yard, complete with a basketball court and storage shed. Come tour your next home!

200 Heron Bay Lane, Chesapeake
$743,425
4 Beds ⋅ 3.1 Baths ⋅ 10637705 MLS
Beautiful lot backing to mature tree line. Experience the perfect blend of comfort and functionality in this versatile ranch home. The heart of the residence features an expansive open-concept living area, overlooking the kitchen with oversized island. Retreat to the spacious owner’s suite, a private sanctuary complete with a generous walk-in closet & a spa-like ensuite featuring a soaking tub & separate walk-in shower. Two additional bedrooms offer flexibility for guests or a home office. A large finished room over garage adds a 4th bedroom & full bath, included in list price, plus attic storage. Seller to pay up to $10,000 in closing cost assistance when using preferred lender, see agent for details. Buyer must register agent on or before first visit or first communication w/ listing agent & Agent must accompany Buyer on 1st visit, see Listing agent for details. Photos & Video are of previously built homes, finishes vary.

2052 Charwood Drive, Chesapeake
$1,500,000
10637558 MLS
"BUSINESS ONLY FOR SALE" Please do not disturb customers and employees. Great location. Positive cashflow. PRICE INCLUDES INVENTORY. TURN KEY OPERATION.

3116 Western Branch Boulevard, Chesapeake
$416,000
4 Beds ⋅ 2.1 Baths ⋅ 10637465 MLS
NEWER HVAC, UPDATED KITCHEN, NEW PLUMBING, EV CHARGING STATION! And the YARD!! Welcome Home to 909 Portland Street in Chesapeake! This spacious and beautifully maintained brick ranch offers a blend of comfort, updates, and location. Featuring 4 bedrooms and 2.5 bathrooms, this home boasts large bedrooms and a functional layout designed for everyday living. Recent improvements include new hardwood flooring, new carpet, a new HVAC system, fresh paint throughout, and all new plumbing, making this home truly move-in ready. The attached garage and two separate driveways provide plenty of parking and convenience. Step outside to enjoy a large, shaded backyard, imagined for relaxing, entertaining, or enjoying quiet evenings outdoors. Located in a quiet neighborhood near the naval base, this home offers both tranquility and accessibility. With its thoughtful updates, spacious design, and beautiful outdoor space, 909 Portland Street is truly a must-see.

909 Portland Street, Chesapeake
$359,900
3 Beds ⋅ 2.1 Baths ⋅ 10637408 MLS
Tucked away on a quiet cul-de-sac in Chesapeake's highly desirable Cedar Lakes community, this beautiful 3-BR + Loft, 2.5-BA end-unit townhome offers 1,621 sq ft of bright, comfortable living space. This bright & airy home offers soaring ceilings and skylights that provide lots of natural light. The versatile upstairs loft includes a closet - perfect for a home office, playroom, or extra bedroom. Lots of storage space and attached 1-car garage. Easy access to the neighborhood pool and clubhouse.

600 Windmill Point, Chesapeake

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.