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$472,000
3 Beds ⋅ 2.1 Baths ⋅ 10655632 MLS
Classic charm meets modern updates in this beautifully maintained home conveniently located near Chic’s Beach, JEB Little Creek, major highways, shopping and dining! If you appreciate quality construction and the character of an established home, this property delivers. Renovated approximately 7 years ago, those updates included an architectural roof, replacement windows, updated kitchen with granite countertops and stainless steel appliances, updated bathrooms, updated HVAC and water heater. Newly refinished hardwood floors, spacious bedrooms and mature landscaping add to the appeal. The large, ¼ acre, park-like backyard offers plenty of room for outdoor entertaining, gardening or relaxing. A versatile rec room with backyard access can serve as a home office, playroom, gym, exercise room or additional living space. Convenient Virginia Beach location with easy access to Little Creek, Chic’s Beach, restaurants, retail and major commuter routes. Check it out today, you’ll be glad you did!

1733 Greenhouse Road, Virginia Beach

$840,000
5 Beds ⋅ 2.1 Baths ⋅ 10654977 MLS
POOL • NO HOA • PAID SOLAR • MOVE-IN READY! This beautifully updated home checks all the boxes! Located on a quiet cul-de-sac, this 12-year-old brick and fiber-cement home sits on a spacious ¼-acre lot and offers exceptional indoor and outdoor living. The new custom kitchen is designed for both everyday living and entertaining, with abundant counter space and a convenient butler’s pantry. The kitchen flows seamlessly into the huge living room, which overlooks the expansive composite deck and private in-ground pool with heater—your own backyard retreat! Inside, you’ll find new LVP flooring throughout and beautifully updated bathrooms featuring new cabinetry, countertops, and fixtures. The first-floor flex room/bedroom adds valuable versatility for a home office, guest room, playroom, or additional bedroom. Outside, enjoy the durability of brick and fiber-cement siding, an in-ground sprinkler system, and a private backyard designed for entertaining and relaxation. Enjoy your private backyard on your maintenance-free composite deck the width of the home which leads to your pool for easy entertaining. Call for your private tour or view the 3D Virtual tour! Ask about the rate buy down program offered by preferred lender.

1817 Chloe Lane, Virginia Beach

$765,000
4 Beds ⋅ 2.1 Baths ⋅ 10655627 MLS
Welcome to this immaculate ranch in the heart of Great Neck, featuring a stunning open floor plan and recent upgrades including LVP flooring, stainless steel appliances (range, refrigerator), Range Hood, washer/dryer, tankless gas water heater (2018), Carrier 22 SEER HVAC (2018), and Anderson sliding doors. The Great Room impresses with a wood-burning fireplace with gorgeous granite surround, and a stylish wet bar with Shiplap detail. Upgraded fixtures add a modern touch throughout the home. Fabulous outdoor entertaining area on the private back deck. Enjoy the convenience of being just moments from the neighborhood park, area restaurants, and top-rated local schools. Call for more info and make this beautiful home your own.

2272 Tanglewood Trail, Virginia Beach

$400,000
3 Beds ⋅ 2.1 Baths ⋅ 10655062 MLS
Beautifully remodeled & meticulously maintained home tucked away on a cul-de-sac in the desirable Chimney Hill community! Thoughtfully updated throughout, this move-in-ready home features waterproof LVP flooring throughout, an open-concept floor plan, updated lighting & USB/USB-C outlets. The spacious remodeled kitchen is designed for both everyday living & entertaining, featuring quartz countertops, stainless steel appliances, double oven, soft-close Shaker cabinetry & subway tile backsplash. Cozy up by the wood-burning fireplace in the inviting living area. The remodeled primary suite offers a true retreat, redesigned to enlarge the en suite bath featuring a double vanity with quartz countertops, glass-enclosed tiled walk-in shower & separate soaking tub. A large walk-in closet is complete with a built-in organization system. Secondary full bath & half bath have also been beautifully remodeled. Major updates include BRAND NEW siding, approx. 5-year-old roof with transferable warranty & 3-year-old A/C system with UV filter. Attached garage features a new electric garage door & newly added recessed lighting. Shed shelving conveys, along with the garage workbench & one shelving rack. Enjoy Chimney Hill amenities including a clubhouse, pool, playgrounds & tennis courts, all while conveniently located just minutes from Virginia Beach Town Center, Lynnhaven Mall, Mount Trashmore, the beach, shopping, dining & more. Extensive updates, modern finishes & a fantastic central location make this one you won't want to miss!

3605 Dryden Court, Virginia Beach

$379,000
3 Beds ⋅ 2.1 Baths ⋅ 10655436 MLS
Welcome to 1673 Wynd Crest Way! Beautifully refreshed, this spacious 3-bedroom, 2.5-bath home offers approximately 1,740 square feet of comfortable living space, cathedral ceilings, and an attached 2-car garage. Step inside and enjoy new flooring in the living room, dining room, and primary bathroom, along with a brand-new stove in the kitchen. The inviting living area features a gas fireplace, perfect for adding warmth and ambiance. Outside, the nice-sized private patio provides plenty of space for grilling, entertaining, or simply relaxing outdoors. Fresh paint, new flooring, a new stove, generous living space, outdoor entertaining space, and a 2-car garage - this home checks the boxes! Don't miss your opportunity to make 1673 Wynd Crest Way your new address. Schedule your private showing today!

1673 Wynd Crest Way, Virginia Beach

$949,000
4 Beds ⋅ 3.1 Baths ⋅ 10654661 MLS
Experience refined Modern Farmhouse living in this exceptional 2,852 sq ft home situated on approximately ½ acre. Offering 4 bedrooms and 3.5 baths, this like-new residence showcases designer finishes throughout, including hardwood flooring, custom shiplap and wainscoting, oak stairs, granite countertops, an upgraded tile backsplash, and an impressive center island anchoring the gourmet kitchen. The thoughtfully designed floor plan features dual primary suites, including a first-floor retreat with two walk-in closets and a spacious second-floor suite with a beautifully tiled shower. Outdoor living is equally impressive with a screened porch, elegant pavilion, professionally designed patio, and a meticulously manicured, fully fenced backyard with ample room for a pool. A rare blend of timeless style, luxury finishes, and effortless indoor-outdoor living.

2793 Atwoodtown Road, Virginia Beach

$320,000
3 Beds ⋅ 2 Baths ⋅ 10655364 MLS
Rare lakefront find in sought-after hidden gem neighborhood! Occupied by this family since 1970! 3 bedroom ranch on 1/3 acre. Deep lot. Classic brick and cedar he with original hardwood floors throughout. Enjoy fishing frm your own dock, kayaking/canoeing and watching wildlife from wooded yard and expansive covered patio! Attached garage and long double width driveway. Newer huge metal garage behind house for car/motorcycle enthusiast, hobbies or mancave/she-shed! Central location just minutes to 264 & 64. 15 mins to Oceanfront or downtown Norfolk/Portsmouth. Newer roof, HVAC 3 years old, newer blown insulation in attic. Ready for your ideas to update and make your own. Cul-de-sac street in quiet and friendly neighborhood. Kempsville schools!

5501 Larry Avenue, Virginia Beach

$725,000
4 Beds ⋅ 2.1 Baths ⋅ 10655363 MLS
Welcome to another Cape Homes classic! This 4 bedroom, 2.5 bathroom waterfront retreat tucked away in the highly desirable Lakeview Shores community on Lake Smith in Virginia Beach is awaiting is lucky new owner! Wake up to beautiful water views from multiple rooms, including the living area, bedrooms, and chef's kitchen. Inside, you'll find stylish updates throughout, featuring new luxury vinyl plank flooring, stylish fixtures, and it's original-but-updated, charming wood-burning fireplace, that creates a warm and inviting atmosphere. The open floor plan offers plenty of space for gathering and entertaining, while the nearly one-acre lot provides room to relax, play, or create your dream outdoor escape. Just 5 miles from the Chesapeake Bay, this property delivers the perfect combination of peaceful waterfront living and convenient access to beaches, local dining, and everything coastal Virginia Beach has to offer.

1301 Lakeside Road, Virginia Beach

$469,900
3 Beds ⋅ 2 Baths ⋅ 10655346 MLS
Come enjoy a rare wonderfully updated 3 bed ranch on a dead end street with a pool. Enjoy the wonderful community amenities in Ocean Lakes w/ 3 community pools, tennis and basketball courts and multiple playgrounds. Walk up to a large front porch and into an open concept living area with vaulted ceilings and wood burning fireplace. Flows nicely in to the kitchen which has been tastefully updated with solid wood cabinets and granite counters. Nice sized bedrooms with updated bathrooms round out the living area. The backyard is an adorable little oasis that is wonderful for entertaining with a large shed that can double as a poolhouse. This home is nicely located near schools, shopping, great restaurants, beaches and military bases.

525 Hillshire Way, Virginia Beach

$1,950,000
4 Beds ⋅ 4.1 Baths ⋅ 10655220 MLS
Exceptional all-brick custom residence in the coveted Estates on the Lynnhaven in Great Neck Point. Just 2 years young, this 4BR, 4.5BA home offers 4,011 SF on nearly an acre. Soaring 10-foot ceilings and wide-plank 7-inch engineered white oak floors enhance the home’s light, open feel. The chef’s kitchen features KitchenAid appliances, 6-burner gas range, 2 ovens, 2 dishwashers & large pantry. The family room opens to a screened porch overlooking the fiberglass saltwater pool, firepit & expansive fenced grounds. Luxurious 1st-floor primary suite features a spa-inspired bath & generous Closet Factory walk-in. A private guest BR with adjacent full bath is also on the main level. Upstairs offers 9.5’ ceilings, spacious loft & 2 en-suite BRs. Andersen windows, 50-year architectural roof, whole-house generator, Rinnai tankless water heater & custom closets throughout. Minutes to the Chesapeake Bay, marinas, First Landing State Park & dining.

2921 Estates Drive, Virginia Beach

$948,000
5 Beds ⋅ 3 Baths ⋅ 10655338 MLS
Welcome home to this beautifully renovated all-brick home, tucked away on a private cul-de-sac in desirable Lago Mar. Thoughtfully updated throughout, this exceptional home blends timeless style with modern luxury. A light-filled two-story foyer welcomes you to wide-plank hardwood flooring, designer lighting and beautifully appointed finishes. The stunning chef's kitchen features quartz countertops, a quartz slab backsplash, oversized island, custom cabinetry and brand-new high-end stainless steel appliances. Gather around the gas fireplace in the spacious family room or relax on the large rear deck overlooking the beautifully landscaped, private backyard. A first-floor bedroom and full bath and expansive room over the garage offer exceptional flexibility for guests, work or recreation. The primary suite features a generous walk-in closet. New roof 2026. No HOA! Minutes to Sandbridge Beach, the Oceanfront, shopping and dining.

913 Sonora Court, Virginia Beach

$314,999
3 Beds ⋅ 2.1 Baths ⋅ 10654622 MLS
Welcome Home to Windsor Oaks West Beautiful from the curb to the very last detail inside, this home has been completely transformed and is ready for its next owner. The transformation begins before you even step through the front door. A fresh exterior facelift gives this home standout curb appeal with beautiful blue accents, crisp white trim, contrasting dark details, a refreshed entry, and updated landscaping. The clean, modern exterior offers just a glimpse of what awaits inside. Step inside and discover a beautifully renovated, truly turnkey home designed with modern living in mind. The bright, open-concept layout flows seamlessly between the living and dining areas, creating an inviting space for everyday living, entertaining, and gathering with family and friends. Abundant natural light highlights the fresh finishes throughout. At the heart of the home is a completely refreshed kitchen featuring brand-new cabinetry, gorgeous granite countertops, new stainless steel appliances, and modern finishes that bring both style and function to the space. The fully renovated bathrooms continue the transformation with beautiful tile-surround showers, new vanities, updated fixtures, and stylish finishes for a fresh, elevated look. Freshly painted walls, sleek new LVP flooring, brand-new carpet, updated lighting and fixtures, and thoughtful improvements throughout mean there’s nothing left on the project list. No renovations. No updating. No waiting. Simply unpack, settle in, and start enjoying your new home. Ideally situated in the Windsor Woods area, this home delivers what buyers are looking for—modern updates, inviting living spaces, beautiful curb appeal, and the convenience of a truly move-in-ready property. This isn’t just an updated home—it’s a complete transformation from the outside in. Come see it for yourself and schedule your private showing today!

3860 Governors Way, Virginia Beach

$374,900
3 Beds ⋅ 2.1 Baths ⋅ 10655330 MLS
Welcome home to this beautifully maintained 3-bedroom, 2.5-bath home featuring beautifully refinished hardwood stairs and a spacious great room with soaring cathedral ceilings making an impressive first impression as you enter. Kitchen renovations include sleek stainless-steel appliances, elegant marble flooring, and a stylish tile backsplash. The cozy family room features a wood-burning stove and a large pass-through opening from the kitchen, creating an open connection between the two spaces. Laminate flooring flows throughout the home for a clean, cohesive look, including the downstairs half bath. Numerous major updates were completed in 2021, including new windows, roof, solar panels, kitchen and downstairs half bathroom. Average Dominion Power bill is $8.98 per month!!!! Great neighborhood near the neighborhood park and school. With its combination of thoughtful updates, spacious bedrooms, and comfortable living spaces, this home is ready to welcome its next owner!

5373 Lynbrook Landing, Virginia Beach

$1,395,000
4 Beds ⋅ 2.1 Baths ⋅ 10654721 MLS
Beautifully updated brick ranch situated on approximately half an acre in sought-after Bay Colony.  4 bedrooms and 2.5 baths and almost 3000 sqft. This home features beautifully refinished hardwood floors and a spacious, well-designed floor plan. The updated chef’s kitchen includes a large center island, beautiful cabinetry, stainless appliances, granite countertops and a generous eat-in area. Living spaces include a formal living room with wood-burning fireplace, dining room and spacious sunroom/family room opening to an expansive composite deck. The primary suite features a sitting area, walk-in closet and updated ensuite bath with  separate soaking tub and walk-in shower. Additional features include a one-car garage, powered shed, outdoor shower, fenced backyard and mature landscaping. architectural shingle roof and both HVAC systems replaced in 2020. Minutes from the North End beaches, Cavalier Resort PACC and Oceanfront. Don't miss this one!

1104 Chumley Road, Virginia Beach

$570,000
4 Beds ⋅ 2.1 Baths ⋅ 10655276 MLS
Thoughtfully designed new construction home conveniently located just minutes from Virginia Beach Town Center. Nestled on a quiet dead-end street, this four-bedroom home is tucked away while keeping shopping, dining, and entertainment close by. Inside, an inviting open floor plan and 9-foot ceilings on the main level create a bright, spacious atmosphere complemented by modern finishes throughout. The kitchen serves as the heart of the home, featuring custom-built soft-close cabinetry, beautiful quartzite countertops, stainless steel appliances, and a center island. Upstairs, four well-appointed bedrooms offer comfortable space and privacy. The primary suite features a walk-in closet and ensuite bath, creating a relaxing retreat. A conveniently located second-floor laundry room adds to the functionality of the upper level. Modern comfort and smart-home conveniences are seamlessly incorporated throughout, including zoned HVAC with separate thermostats for each level, an alarm system, and a programmable smart garage door opener. This home offers modern living in a convenient Virginia Beach location. Schedule your private tour today!

140 S Gum Avenue, Virginia Beach

$900,000
4 Beds ⋅ 3.1 Baths ⋅ 10655104 MLS
This beautiful two story, all brick home located in very desirable area is being offered for sale for the first time. Featuring four spacious bedrooms, including two ensuite bedrooms, and 3.5 bathrooms, this home offers plenty of space and comfort for creating lasting memories. The generously sized primary suiteincludes a comfortable sitting area, while the spacious main bathroom provides an excellent opportunity for the next owners to customize it to their taste. Two full bathrooms have been newly remodeled, and the entire home has been professionally painted, creating a fresh and inviting atmosphere throughout. Enjoy an extended swimming season in the heated saltwater pool, or relax and entertain in the expansive backyard, which offers year round enjoyment. Families and sports enthusiasts will appreciate the multi use basketball court, making this exceptional property the perfect place to call home. Schedule your private tour today!

1732 Live Oak Trail, Virginia Beach

$859,900
5 Beds ⋅ 2.1 Baths ⋅ 10655048 MLS
Welcome to Rainier Village Ashville Park to this 5 bedroom Savannah Model on an *exterior lot*. This spacious floor plan offers a home office, two living/family spaces, eat in kitchen with island, and NEW CARPET in all 5 bedrooms. This home has been meticulously maintained, includes Blink security cameras, Nest thermostats and the best yard on the block! HOA dues include in home high speed internet, deluxe cable package, Lakehouse community center with private gym, junior Olympic neighborhood pool with youth award winning swim team, meeting center, playgrounds, basketball courts, dog park, walking trails, fishing ponds and the best neighborhood parties and parades in southern Virginia Beach. Enjoy local beaches just miles away, local farm stands, and shopping centers and restaurants. Come see your next home for the holidays!

2057 Grandon Loop Road, Virginia Beach

$349,900
3 Beds ⋅ 2.1 Baths ⋅ 10655207 MLS
Welcome home to The Lakes, one of Virginia Beach's most quietly beloved communities. This charming twin home offers the rare combination of peaceful waterfront living and true city convenience, with major military installations, main roadways, dining, shopping, and entertainment all just minutes away. Inside, this 3 bedroom, 2.5 bath beauty is full of warmth and character. The dining room is the heart of the home, anchored by a wood burning stove insert that sets the scene for cozy dinners and memorable gatherings on cool evenings. The four seasons room invites you to enjoy natural light and views all year long, whether it's your morning coffee spot, a reading nook, or a place to unwind with friends. Updated bathrooms add a fresh, modern touch throughout. Step outside and let the day melt away. The deck overlooks a serene canal, offering the kind of tranquility that can quiet the hum of even the longest, most hectic day. Watch the water, breathe a little deeper, and enjoy a setting that feels miles away from the bustle while sitting right in the middle of it all. Best of all, there's NO HOA and no flood insurance required, giving you waterfront views with added freedom and peace of mind. If you've been searching for a slice of heaven in the middle of the city, this is the one. Schedule your private showing today.

3317 Ashaway Road, Virginia Beach

$525,000
4 Beds ⋅ 2 Baths ⋅ 10654305 MLS
Welcome to 5333 Academy Road, a brick one-level ranch in Point O' View with 4 bedrooms, 2 full baths, and approx. 2,391 sq ft on a 0.28-acre lot. The big-ticket items are done: a 50-year architectural shingle roof (2019) and vinyl replacement windows (2018). Inside, a gas fireplace anchors the living space, a bright sunroom gives you room to relax or entertain, and a separate office/study makes working from home easy. The primary bedroom has its own bath, and a cedar closet and pull-down attic add storage. Out back, two low-maintenance Trex decks and a patio overlook the wood-fenced yard. There's also a 2-car attached garage and no HOA, all close to shopping, dining, and schools. Vacant and easy to show!

5333 Academy Road, Virginia Beach

$599,999
5 Beds ⋅ 2.1 Baths ⋅ 10654590 MLS
Welcome home to 1937 Grey Friars Chase in the sought-after Bellamy Plantation neighborhood! Lovingly cared for by its original owner, this beautiful home offers a wonderful blend of comfort, thoughtful updates, and everyday functionality. The open-concept main level features durable LVP flooring, a renovated kitchen, and updated bathrooms. Enjoy added peace of mind with a newer HVAC system and roof. Outside, the spacious quarter-acre lot features an irrigation system supplied by a private well, making lawn care convenient and efficient. With its inviting layout, desirable updates, and prime Bellamy Plantation location, this well-loved home is ready to welcome its next chapter. Don’t miss the opportunity to make it yours!

1937 Grey Friars Chase, Virginia Beach

$790,000
5 Beds ⋅ 3.1 Baths ⋅ 10654583 MLS
Experience modern luxury in this exceptional 5-bedroom, 3.5-bath home, just 1 year young and thoughtfully enhanced with premium upgrades throughout. Located in one of the area's most sought-after new communities, the open-concept design features beautiful wood and upgraded LVP flooring, a stunning gourmet kitchen with custom cabinetry, quartz island and stainless-steel appliances, plus a gas fireplace. Two bedrooms offer private ensuites, including a first-floor suite ideal for guests or multigenerational living. The luxurious primary retreat features a soaking tub, spa-inspired tiled shower and walk-in closet. Additional highlights include designer window treatments, gas tankless water heater and more. The 3-car garage boasts professional epoxy flooring, storage cabinets and Bluetooth garage door openers. Outside, enjoy a huge backyard with brand-new white vinyl fencing and TWO oversized concrete patios, perfect for entertaining, outdoor living or pickleball. Don't miss out!

2405 Redemption Court, Virginia Beach

$515,000
3 Beds ⋅ 2.1 Baths ⋅ 10654914 MLS
Chic's Beach has a way of slowing the day down. The Bay is close, the sunsets are reliable, and legendary restaurants, First Landing State Park, and the naval bases are all within easy reach. This 3-bedroom, 2.5-bath detached condo puts you right in the middle of it. The first floor is set up for real life. Nine-foot ceilings keep it open and bright, and the rooms flow the way you'd hope: easy to move through, easy to gather in. A bay window brings steady light into the dining room, which is where morning coffee tends to end up. The kitchen was done with care. White shaker cabinets close quietly on soft-close hinges. Quartz countertops, stainless appliances, and an oversized single-basin sink stand up to the big pots after a holiday dinner. The top cabinets have glass fronts and lighting for the dishes worth showing off, and a coastal-feel hexagonal tile backsplash pulls it all together. The half bath earns its own mention: a window and custom blue floor tile, which is more personality than most half baths can claim. Upstairs, the primary suite has a tray ceiling, a walk-in closet, and a bath worth lingering in, with an oversized frameless shower with dual heads, a granite double vanity, and tile floors. The hall bath has tile and a granite counter, and the two other bedrooms have real room to them. Out back, a fenced yard and tiled patio give you privacy. The landscaping asks very little of you, which leaves your weekends for paddle boarding, fishing, or strolls on the beach. That's the whole point of living here.

4705 Martinique Court, Virginia Beach

$380,000
3 Beds ⋅ 2 Baths ⋅ 10654901 MLS
Welcome to this cozy 1,700+ sq. ft. ranch-style home, offering plenty of space to grow and make your own. The home features a spacious living room, dining room, family room, and an eat-in kitchen with a charming breakfast nook.The primary bedroom includes an ensuite bathroom, along with two additional generously sized bedrooms and an updated hall bathroom. Outside, enjoy a nicely fenced backyard—nice for family gatherings, entertaining, or simply relaxing.There is also plenty of closet and storage space throughout the home. This property needs some TLC and is being sold as-is, where-is, offering an opportunity to add your personal touches and build equity.The seller may need a 60-day rent-back period to obtain suitable living arrangements. At this time, no For Sale sign will be placed in the yard.Priced to sell—don't miss the opportunity to make this home your own!

936 Parkland Lane, Virginia Beach

$400,000
3 Beds ⋅ 2.1 Baths ⋅ 10654916 MLS
Welcome home to this beautiful Chimney Hill home, where modern style meets effortless everyday living! You are immediately welcomed by a bright, open-concept floor plan highlighted by gorgeous luxury vinyl plank flooring throughout. The heart of the home is a stunning, fully updated kitchen boasting sleek soft-close cabinetry, granite countertops, a matching backsplash, and brand-new stainless steel appliances. The kitchen flows seamlessly into the living areas and a charming sunroom, creating the ultimate space for hosting friends or enjoying a quiet morning coffee. Retreat to the beautifully upgraded modern bathrooms, featuring custom designs and brand-new vanities. When summer arrives, you will love cooling off and relaxing at the large community pool! Combining comfort, elegance, and incredible functionality, this turnkey property is ready for its next chapter. Schedule your tour today!

834 Dryden Street, Virginia Beach

$525,000
4 Beds ⋅ 3 Baths ⋅ 10654840 MLS
Welcome home to this beautiful 4-bedroom, 3-bath home tucked away on a quiet cul-de-sac with wonderful curb appeal. The inviting main level features a spacious first-floor primary en-suite, additional full bath, and a dedicated office. Upstairs, you'll find three additional generously sized bedrooms and a full bath, offering plenty of space and flexibility. At the heart of the home is a beautifully renovated, open-concept kitchen, living, and dining area with vaulted ceilings, newer appliances, new countertops, and a custom backsplash amazing for everyday living and entertaining. Just off the living room, a bright sunroom provides additional space to relax and enjoy the large, fully fenced backyard. Home is located near Honey Bee Golf Course, you could add a gate in the back & be on the course within minutes. This home is great for a family or those looking to downsize! Must see this one today!

2204 Timberdale Court, Virginia Beach

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.