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$1,690,000
4 Beds ⋅ 2.1 Baths ⋅ 10627043 MLS
"CARDINAL POINT," ONE OF NOROFLK'S FINEST DEEP WATERFRONT PROPERTIES, HAS NOT BEEN OFFERED FOR SALE IN ALMOST 30 YEARS. THIS 1928 HISTORIC BRICK WATERFRONT GEM HAS BEEN METICULOUSLY RENOVATED AND PRESERVED WITH ONLY THE FINEST FINISHES AND FIXTURES. PERCHED ON 1.3 ACRES WITH 720 FEET OF WATERFRONT AND FRAMED BY COUNTLESS MAJESTIC LIVE OAKS, THIS IS A HOME WHERE CORE MEMORIES ARE MADE. ELEGANT INTERIOR DESIGN MEETS TODAY'S FUNCTIONALILTY. NEW KIT W/ SOAPSTONE CTRS, COFFEE BAR AND BOLD RIV VIEWS. BREAKFAST ROOM WITH MARBLE TOP BUILT-INS AND WATER VIEWS. WARM FAM RM WITH HUGE BACKYARD AND WATER VIEWS. FORMAL LIV RM WITH RICH ARCH. DETAILS. PRIM SUITE WITH WTRFRONT BALC AND SPA-LIKE MARBLE BATH. ALL NEWER SYSTEMS THROUGHOUT. STUNNING LANDSCAPING WITH CIRCLUAR DRIVEWAY AND PLENTY OF GUEST PARKING. LARGE WATERFRONT PATIO. NEWLY SURFACED PIER. PRICELESS WATERFRONT SUNSETS. ONCE IN A GENERATION OPPORTUNITY.

6214 Sylvan Street, Norfolk
$915,000
6 Beds ⋅ 4.1 Baths ⋅ 10631108 MLS
This 6 bedroom 4.5 bath brick Colonial is situated on a 15,000 sq. ft lot. Lovely oak floors. Oversized living room with wood fireplace has French doors that lead to a private patio. Dining room opens to a custom kitchen with wood cabinets, granite countertops, stainless steel appliances. Large family room with gas fireplace, wet bar and built-ins. 1st floor bedroom with ensuite + a FROG with half bath. Primary suite has both custom tiled bath with double sinks, walk-in shower and walk-in closet 2022. Architectural roof 2021. Leaf Guard gutters 2022. HVAC and ductwork 2022. Tankless gas water heater 2022. Converted 2 car garage has 607 sq. ft. with plenty of room for storage plus walk-up attic spanning the width of the home. Sellers pay $717.00 for flood insurance, transferable. Sellers have a clear termite letter with Getem Termite. Located within close proximity to naval bases, interstates, beaches, shopping, coffeehouses, dog parks.

1418 Brunswick Avenue, Norfolk
$825,000
5 Beds ⋅ 4.1 Baths ⋅ 10625204 MLS
Impeccably maintained brick Colonial designed for easy living in the heart of Larchmont. Gleaming hardwood floors, high ceilings, lovely natural light, classic details contribute to first-floor perfection! Formal living/dining rooms, office/library, eat-in chef's kitchen, family room anchored by gas fireplace plus powder room, mud/laundry room and full bathroom make for comfortable living. French doors open to covered porch overlooking fenced-in backyard and shed w/electricity. Second floor offers primary w/en-suite bathroom, four closets and scuttle storage, three additional bedrooms, hall office area, and large bathroom. Third-floor bedroom boasts en-suite bathroom, walk-in closet, walk-in attic. Just a few blocks from Larchmont Elementary, Saint Patrick School, and ODU and close to NOB, interstates, NOCO restaurants, and public library!

1051 Cambridge Crescent, Norfolk
$722,000
4 Beds ⋅ 3 Baths ⋅ 10636271 MLS
Privately nestled on a quiet street in the heart of sought after Larchmont, this timeless Dutch Colonial blends classic architectural charm with gorgeous modern updates. Offering 4 bedrooms & 3 full bathrooms, the home features oversized living spaces, soaring ceilings, & gorgeous hardwood floors throughout. The beautifully renovated kitchen showcases stainless steel appliances, custom finishes, and a stunning scullery ideal for entertaining & storage. The luxurious primary suite has been thoughtfully updated with walk in closet and spa inspired bath. Upstairs also includes a fully renovated full bath. The finished 3rd floor serves as a versatile 4th bedroom perfect for a guests, office, or playroom. Extensive updates include replacement windows, whole-house UV air purification system, gutter guards, irrigation system in 2026, plus beautiful hardscaping & landscaping creating an outdoor retreat. Flood quote of $963/year. Convenient to bases, ODU, interstates, & North Colley.

6000 Upper Brandon Place, Norfolk
$680,000
4 Beds ⋅ 2.1 Baths ⋅ 10636792 MLS
4BR, 2.5BA home on a sought-after street in Larchmont featuring updates throughout. The first floor includes a formal dining room, eat-in breakfast nook, bright den with built-ins, formal living room with fireplace, and sunny 0office area. Kitchen renovation completed within the last five years with white cabinetry, soapstone countertops, brand-new gas range, and stainless steel appliances. Major recent improvements include both full bathrooms fully renovated in 2024, all windows replaced within the last three years, tankless hot water heater, and all three flat roofs recently replaced. Bonus fifth room over the attached garage connected to the fourth bedroom offers flexible space for an office, playroom, gym, or additional living area. Attached garage includes additional rear storage space. Mature landscaping and fenced backyard provide space for entertaining and outdoor living.

6032 Westwood Terrace, Norfolk
$662,500
4 Beds ⋅ 2.1 Baths ⋅ 10623824 MLS
Enjoy timeless Tudor craftsmanship with modern Larchmont luxury. From the iconic arched front entry to original and refinished hardwoods, this home offers something for everyone. The heart of the home features a chef-inspired kitchen with sleek quartz countertops, expansive cabinets, and pantry/office space. For the entertainer, there is a large, formal dining room and the kitchen opens into a breakfast area – boasting gorgeous exposed original brick – that flows onto a wide back deck with wraparound seating. From built-in bookshelves and cabinets in the formal living room and family room to original craftsmanship closets with built-in shelving and drawers, every inch of abundant storage space has been maximized. The second floor also boasts a large cedar closet for woolens and winter apparel storage. The bonus areas: a second-floor den and massive walk-up attic. The fenced backyard is a private oasis, complemented by newly revamped landscaping in both front and back yards in 2025.

1414 Bolling Avenue, Norfolk
$660,000
4 Beds ⋅ 2.1 Baths ⋅ 10636846 MLS
Beautifully renovated Colonial offering timeless charm and modern luxury in sought-after Larchmont. Features include a stunning chef’s kitchen with marble countertops, professional-grade stainless steel appliances, custom cabinetry, and an open layout to the sun-filled family room. Refinished hardwood floors, a private home office, and spacious living areas add comfort and style throughout. The luxurious primary suite includes a large walk-in closet and spa-inspired bath with granite vanities, soaking tub, and tiled glass shower. Generously sized bedrooms, an updated marble hall bath, and a bonus third-floor fourth bedroom provide flexible living space. Enjoy the private backyard with deck and oversized garage perfect for storage, a workshop, or home gym.

6120 Rolfe Avenue, Norfolk
$625,000
3 Beds ⋅ 3 Baths ⋅ 10641429 MLS
Nestled in Norfolk’s Larchmont neighborhood, this beautifully updated 1925 residence blends timeless architectural character with modern comfort. Offering three spacious bedrooms and three full baths, the home has been thoughtfully enhanced to meet today's lifestyle while preserving its historic charm. Rich details, inviting living spaces, and quality craftsmanship create a warm and welcoming atmosphere.Enjoy a stunning designer kitchen featuring stylish finishes, quality cabinetry, and carefully selected details that make both everyday living and entertaining a pleasure. The remodeled baths reflect the same commitment to quality, offering sophisticated finishes and contemporary convenience.Located on a picturesque street near parks, schools, and the vibrant dining and cultural attractions of NOCO, this turnkey home presents a rare opportunity to enjoy the best of historic Larchmont living with the updates discerning buyers appreciate.

1027 Cambridge Crescent, Norfolk
$610,000
4 Beds ⋅ 2.1 Baths ⋅ 10638002 MLS
Welcome to this beautifully updated Larchmont Dutch Colonial, where timeless character meets modern living. A spacious family room addition features walls of windows overlooking the backyard and patio, creating the perfect space for gathering and entertaining. The open kitchen offers granite countertops, stainless steel appliances, and seamless flow to the dining room. A second-floor addition completed within the last six years added a private guest suite with a designer full bath. Rich architectural details, abundant natural light, and gleaming hardwood floors add warmth and charm throughout. Thoughtfully renovated while preserving its classic appeal, this exceptional home is ideally located near schools, dining, parks, ODU, and military bases in the heart of Larchmont.

6127 Rolfe Avenue, Norfolk
$598,000
3 Beds ⋅ 2 Baths ⋅ 10637911 MLS
Renovated Cape Cod overlooking nature and wetlands. Refinished oak floors 2024. Totally renovated kitchen with Quartx countertops and stainless steel appliances. 2018. Tiled first floor bath with walk-in shower. Vinyl siding, 50 year architectural roof/gutters, fencing, front and storm doors all in 12/25. Large family room overlooks wetlands. Private paver patio 2025 for entertaining. Electrical panel 5/24. First floor HVAC and ductwork 2028. Second floor HVAC 2021. Main sewer line from home to street 2/18. Sunroom for your morning coffee or office. Recently painted interior. Flood insurance $1230.00 transferable

5440 Glenhaven Crescent, Norfolk
$550,000
4 Beds ⋅ 3.1 Baths ⋅ 10632352 MLS
Situated in the heart of Larchmont, this picturesque Colonial blends timeless charm & thoughtful updates. Original oak floors flow throughout the home. Relax in the inviting living room featuring a fireplace & custom built-in bookcase, or unwind in the sun-drenched four-season room filled w/ natural light. The main level offers an open dining area & an eat-in kitchen w/ quartz countertops, along with a convenient half bath & additional storage space, designed for both comfort & functionality. Upstairs features laundry rm, 2 bedrms, & an exceptional primary ensuite complete w/ dual closets, a stained glass window, double vanity, linen closet, & walk-in shower. The 3rd floor provides a private second ensuite & a spacious 4th bedrm. Enjoy outdoor living in the fully fenced backyard w/ a pergola, garden space, & patio. Updates include electric, plumbing, insulation, roof, vapor barrier, fencing, HVAC motor rebuild, & garage door. ASK for features guide. NO flood insurance required.

1332 Rockbridge Avenue, Norfolk
$550,000
4 Beds ⋅ 3 Baths ⋅ 10623844 MLS
Welcome home to this charming 2,200 sq. ft. residence in the historic Larchmont neighborhood of Norfolk. This spacious 4-bedroom, 3-full-bath home sits on a desirable corner lot surrounded by Larchmont’s beautiful tree-lined streets. Located near Larchmont Elementary School, the home offers convenience in one of Norfolk’s most family-friendly communities. Enjoy the charm of this riverfront neighborhood with parks, water views, and a strong sense of community. Just minutes away you’ll find some of Norfolk’s best local restaurants, shops, and gathering spots. A wonderful opportunity to enjoy classic Larchmont living with space, location, and neighborhood character all in one.

1049 Jamestown Crescent, Norfolk
$534,000
3 Beds ⋅ 2.1 Baths ⋅ 10611445 MLS
Beautifully updated Larchmont home that pairs timeless charm with modern comfort! This 3-bed, 2.5-bath property features a versatile third-floor flex space ideal for an office, playroom, or guest area. The gourmet kitchen shines with quartz counters and stainless appliances, complemented by stylishly renewed baths, refinished hardwood floors, and new carpet. Newer French doors open to a spacious deck perfect for outdoor entertaining. Major improvements within the last 2 years include HVAC, water heater, skylight, membrane roof, copper ridge flashing, chimney cap, double rear doors, rain awnings, garage door motors, refreshed landscaping, and driveway. Convenient to ODU, NOB, downtown, North Colley restaurants, the public library, and the Elizabeth River Trail.

5327 Rolfe Avenue, Norfolk
$530,000
4 Beds ⋅ 2.1 Baths ⋅ 10632348 MLS
This stunning 4-bedroom, 2.5-bath Colonial has been thoughtfully renovated. The craftsmanship speaks for itself. Plantation shutters dress most windows, with large baseboards, substantial trim work and original hardwood floors flow through the main living areas, leading into a renovated kitchen with quartz countertops, stainless appliances, and shaker cabinets. The converted garage adds a versatile bonus room with new LVP flooring, for use as a home office, gym, playroom, or flex space. Out back, a large private yard gives you your own get away in the middle of it all. And the location delivers, Minutes to Naval Station Norfolk, ODU, NSU, local dining, and easy interstate access, Larchmont puts you at the center of everything Hampton Roads has to offer. (some photos have been virtually staged)

1049 N Lexan Crescent, Norfolk
$525,000
3 Beds ⋅ 2 Baths ⋅ 10648453 MLS
Wonderful 1925 renovated bungalow sits on corner lot and boasts the most fabulous wrap-around porch in Norfolk! Spacious first floor includes welcoming foyer which seamlessly flows into living room with built in shelving and cabinetry--anchored by the fireplace--dining room with coffered ceiling and window bench, and a chef's kitchen, with quartzite counters, gas range, double oven w/convection, two sinks for easy prep, island, and pantry. Two bedrooms down with large bathroom and second floor primary with en-suite bathroom and unbelievable closet space. Recent renovations include kitchen, bathrooms, and deck, with additional listing prep of roof/electrical/T&M inspections, painting porch/deck/interior and refinishing downstairs floors. Fenced-in back yard and generous two-car driveway. No flood insurance req.

1230 Westmoreland Avenue, Norfolk
$510,000
3 Beds ⋅ 2 Baths ⋅ 10628712 MLS
Welcome to this charming traditional 3-bedroom, 2-bath home nestled in the sought-after neighborhood of Larchmont. Built in 1933, this home is full of character with hardwood floors, great natural light, and comfortable living spaces throughout. Schedule your showing today.

6101 Eastwood Terrace, Norfolk
$499,000
4 Beds ⋅ 2.1 Baths ⋅ 10639986 MLS
Completely reimagined from the substructure up in this classic Larchmont home. 4 bedrooms, 2.5 baths of exceptional quality. First floor primary in suite or use the entire upstairs as a retreat. Open living and dining, a mudroom designed for real living with storage and work spaces filled with light. The wrap around front porch just begs for you to sit and relax a bit. All the heavy lifting is done, new HVAC, appliances and just about everything else. Live your Larchmont dream.

1531 Longwood Drive, Norfolk
$496,100
3 Beds ⋅ 2.1 Baths ⋅ 10646887 MLS
Timeless Tudor architecture meets gracious Larchmont living in this beautifully maintained home on a picturesque dead-end street. An inviting front porch creates a warm welcome to a home filled with classic charm and thoughtful updates. Beautiful oak floors flow throughout, while the spacious living room features French doors opening to the front porch. The updated kitchen offers stainless steel appliances and space for everyday living and entertaining. Upstairs, the oversized primary suite provides a private retreat with ensuite bath and generous closet space. Two additional bedrooms share a beautifully renovated Jack-and-Jill bath (2021). Updates include replacement windows, interior paint (2022), HVAC (2024), water heater (2024) and driveway (2019). Enjoy a large fenced backyard and detached shed. Convenient to Bluestone Park, coffeehouses, shopping, dining, interstates and naval bases.

1346 Westmoreland Avenue, Norfolk
$495,000
4 Beds ⋅ 2 Baths ⋅ 10647779 MLS
Fall in love with timeless bungalow charm, thoughtful updates and spaces designed for comfortable everyday living! A heated & cooled front sunporch welcomes you into a light-filled interior rich with original heart-of-pine floors, plantation shutters, dentil molding & millwork. The main-level primary bedroom adds convenience, while the remodeled 2022 kitchen shines with white Shaker cabinetry, quartz counters, stainless appliances, Bosch gas range & tile backsplash. Upstairs are 3 additional bedrooms and an updated full bath with a classic clawfoot tub; one bedroom features 2 custom walk-in closets. Outside, a private fenced backyard, landscaped lawn and concrete patio with stamped-brick accents invite you to relax or entertain. The oversized, reinforced garage with lofted attic space provides exceptional storage and flexibility. All within the coveted Larchmont Elementary School district. Two-zone HVAC, supplemental gas radiant heat & Rinnai tankless hot water provide modern comfort.

1130 Larchmont Crescent, Norfolk
$485,000
3 Beds ⋅ 2.1 Baths ⋅ 10644808 MLS
Classic architecture, thoughtful updates, and a sought-after Larchmont location come together in this beautifully maintained Colonial. Situated in an X flood zone, flood insurance is not required. Inside, timeless details including hardwood floors, crown molding, chair rail, and a wood-burning fireplace create warmth and character throughout. A bright sunroom provides flexible space for a home office, playroom, or reading room, while the spacious kitchen features maple cabinetry, granite countertops, stainless steel appliances, and an oversized breakfast bar that opens to the living areas for easy everyday living and entertaining. Upstairs offers three inviting bedrooms, two full baths, and generous storage, including a walk-in hall closet. This home has been thoughtfully updated for peace of mind, including a new roof (2021), Navien tankless boiler/water heater (2021), attic insulation (2024), beautifully renovated bathroom (2024), dishwasher (2022), and stove (2025). Replacement windows and these quality improvements enhance both comfort and efficiency. Outside, the rare double-deep lot offers a private backyard and detached garage with plenty of space to relax, garden, or guests.

1547 Cedar Lane, Norfolk
$475,000
4 Beds ⋅ 3 Baths ⋅ 10645433 MLS
Welcome to this beautifully updated 1910 Cape Cod in the heart of sought-after Larchmont, where timeless character meets modern convenience. This home offers an ideal layout with three bedrooms and two full baths on the main level, with the entire second floor dedicated to an incredible primary retreat. The huge owner's suite includes a stunning brand-new ensuite w/custom tiled shower, double vanity, and huge walk-in closet. The gorgeous remodeled kitchen stuns with granite countertops, SS appliances & tiled backsplash. Original hardwood floors, charming built-ins, and classic architectural details preserve the home's historic appeal, while thoughtful updates throughout make everyday living easy. The huge fully fenced back yard, oversized deck and screened porch provide ample outdoor living spaces for year-round entertainment!

1519 Longwood Drive, Norfolk
$465,000
4 Beds ⋅ 2 Baths ⋅ 10625610 MLS
Welcome to 5410 Rolfe Avenue - an exceptional Larchmont residence where historic character meets functional living. Stunning original hardwood floors and a beautifully preserved staircase offer a sense of craftsmanship and charm rarely found today. From the moment you arrive, the inviting front porch sets the tone - perfect for morning coffee or evening unwinding. Inside, the home is filled with abundant natural light, creating a warm, airy ambiance throughout every room. The main living space is elevated by custom wood shutters. Outside, your fenced outdoor retreat with a custom-built deck awaits. The expanded driveway provides rare and valuable off-street parking. Just 2 blocks from the Elizabeth River, a short stroll to ODU and restaurants. Convenient to naval bases, downtown Norfolk, & Waterside. Book your tour today, you'll be glad you did!

5410 Rolfe Avenue, Norfolk
$460,000
3 Beds ⋅ 2 Baths ⋅ 10632513 MLS
Come fall in love with this charming, well-maintained 3 bed 2 bath craftsman style bungalow in desirable Larchmont. The large front porch sets the tone for classic Norfolk living, offering the perfect place to sit and watch the day go by. Come inside and you'll be welcomed by gleaming hardwood floors and abundant natural light in the formal living room. The floorplan has a great flow with both entertainment and function in mind. The formal living room and dining room offer a great space for entertaining. The kitchen is appointed with granite counters and stainless-steel appliances and opens to the spacious family room with bar seating. The primary bedroom has ample storage with 2 closets as well as ensuite primary bath. The home has two additional bedrooms and a full bath. The bedrooms share a hallway separate from the rest of the living space. The back yard with deck and storage shed offers a wonderful, private space to enjoy the day. Call today to schedule your private showing!

1114 Manchester Avenue, Norfolk
$450,000
10631648 MLS
Rare opportunity to own 2 buildable lots in Larchmont. Subdivision of lots approved and recorded. Easement already in place for driveways

6153 Powhatan Avenue, Norfolk
$450,000
4 Beds ⋅ 2 Baths ⋅ 10625844 MLS
Adorable 4 Bedroom, Cape Cod in sought after Larchmont. Located on large corner lot to accommodate future additions. New neutral painting throughout interior and gleaming refinished downstairs and stairway. Fantastic renovated Kitchen to include white cabinetry, all new stainless steel appliances, granite countertops, updated lighting and corner area for bistro seating. Custom chair molding and new chandelier in Dining Room that opens to large screened in back porch for entertaining and additional seating. Downstairs Primary Bedroom has closet with custom built-ins and signature lighting. Additional 1st floor bedroom can be den, office or guest room. Upstairs has 2 bedrooms - one generous sized with 2 closets and could be 2nd primary. Custom build-ins and full bath between the rooms. Attached 1 car garage with bench/cabinetry for projects/gardening. Brand new roof in 2026. Over $50,000 in improvements. Convenient location near ODU, Base, restaurants, breweries, shopping and more.

1041 Manchester Avenue, Norfolk
$430,000
4 Beds ⋅ 2.1 Baths ⋅ 10647499 MLS
Welcome to this 2006 Larchmont build! Pretty foyer opens into dining room before flowing seamlessly into a spacious kitchen, to the large living space. All hardwood and with nice natural light. First floor bedroom and powder room. New french doors open to large, fenced-in backyard. Second floor offers a large primary with en-suite bathroom and walk-in closet, two nice-sized bedrooms with a full bathroom, and a utility room. Off street parking a plus! Terrific location: close to ODU, Naval Station Norfolk, interstates and downtown!

1439 Melrose Parkway, Norfolk
$410,000
3 Beds ⋅ 1.1 Baths ⋅ 10644242 MLS
Rare brick ranch in desirable Larchmont offering true one-level living! This move-in ready home features hardwood floors, a wood-burning corner FP, fresh interior paint, updated lighting & extensive plaster restoration (2026). Remodeled kitchen (2018) includes quartz countertops, white shaker cabinetry, subway tile backsplash & SS appliances. Updated full BA offers dual vanity w/ Carrara marble tops, tiled tub/shower surround & rain showerhead. Primary BR includes renovated en-suite half bath. Major updates include HVAC system w/ all new ductwork relocated to attic (2018), architectural shingle roof (2020), water heater (2024), exterior trim painted & masonry repointed (2026). Enjoy a fully fenced yard w/ large patio, pergola, string lights & storage shed. Convenient to ODU, Naval Station Norfolk, beaches, downtown, parks & shopping.

6155 Rolfe Avenue, Norfolk
$401,000
10645562 MLS
A rare opportunity in the desirable Larchmont/Edgewater area, just 1/2 block from Old Dominion University, with views of the ODU football stadium from your front porch! Lovingly maintained by the same family for many years, this charming duplex is anything but your typical rental property. Each unit offers 2 bedrooms, 1 full bath, beautiful hardwood floors, abundant character, and private front and rear entrances. Major updates include a new roof (July 2026) and HVAC systems (2023), while separately metered utilities make ownership simple. Multi-car off-street parking in the rear is a valuable bonus. Whether you're looking to owner-occupy while generating rental income or lease both units as an investment, this versatile property offers outstanding flexibility in one of Norfolk's most convenient and sought-after locations.

1311 Melrose Parkway, Norfolk
$365,000
2 Beds ⋅ 1 Baths ⋅ 10642643 MLS
Welcome home to a beautifully renovated English-style cottage in Larchmont, conveniently located near Old Dominion University and Norfolk Naval Base. Thoughtfully updated to preserve its 1930s charm, this home blends timeless character with modern comfort. Refinished hardwood floors that enhance the home's original warmth and character. Updated kitchen with new cabinets, quartz countertops, and stainless-steel appliances. Retiled bathroom featuring the added comfort of heated flooring. New central air and tankless natural gas combination boiler and water heater system for efficient heating and hot water. The detached garage can be used for parking, storage or a workshop. Call now to schedule your showing.

1360 Magnolia Avenue, Norfolk
$340,000
2 Beds ⋅ 2 Baths ⋅ 10643021 MLS
Beautiful 2 bedroom 2 bath condo on 1st floor. Wood floors throughout. Floor to ceiling windows and door leading to large deck overlooking the river. Watch the sunrise in the mornings and during the day view the egrets and kayakers. Clubhouse for holiday celebrations and Friday night "get togethers." Plus gym to stay in shape. parking spots #22 and #55.

955 Bolling Ave Avenue Unit 106, Norfolk

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.